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Social Security rules for divorcees, part four

If your ex was born before January 2, 1954, and has reached full retirement age, they can choose to receive only the divorced spouse’s benefits, delaying their own retirement benefit until a later time.

If your ex’s birthday is January 2, 1954, or later, the option to take only one benefit at full retirement age expires.

If your ex-spouse files for one benefit, they’ll in fact be filing for all retirement or spousal benefits.